Funded account FAQ
Plain-math answers, no mystique. Every number below is recomputable — the formulas are the ones running in the free tools.
What is trailing drawdown on a funded account?
Your liquidation threshold is min(peak − maxDrawdown, start + lockOffset) — it trails your equity high, so every new high drags the threshold up behind you, and it never comes back down. If your account touches that number, the firm liquidates you. Trace yours candle by candle in the drawdown simulator.
What's the difference between intraday and EOD trailing?
Intraday trails your live equity, including open P&L — so giving back open profit moves your threshold up even if you never banked a dollar. End-of-day (EOD) only moves at the daily settle, so intraday give-backs don't count against you. Apex 4.0 lets you choose between the two; Topstep is EOD.
Where does my Apex threshold stop trailing?
It locks at start + $100. On a $50K account with a $2,500 trail, the threshold locks at $50,100 — which requires your equity to peak at +$2,600 before the lock kicks in. Until then, every high you give back was rent.
Why is my payout blocked when I had a great day?
Apex 4.0 enforces a flat 50% consistency rule: your best single day can't exceed 50% of total profit, and it's evaluated including today. Bank $900 against $1,500 total and your best day is 60% — blocked until the denominator grows. Check where you stand in the consistency calculator.
How much more can I make today before I breach consistency?
headroom = (cap × priorTotal − (1 − cap) × today) / (1 − cap)
At a 50% cap this collapses to prior − today: with $3,000 in prior profit and $1,900 already banked today, you can make $1,100 more before today becomes more than half your total. The consistency calculator runs this live.
What does a blown funded account actually cost?
Roughly $120 in fees — a discounted eval plus the activation — and about 3 weeks of re-evaluation before you're funded again. Across a 10-account copier stack, one flush can run about $480 and cost a month of runway. The fee is the small part; the time is the real bill.
How many contracts should I trade on a funded account?
Size so that a full stop-out still respects your remaining drawdown:
maxContracts = floor((room − reserve) / (stopTicks × tick$))
Per tick: NQ $5, MNQ $2, ES $12.50, MES $1.25. The position sizer runs the numbers for your account and stop.
Try the calculators
Drawdown, consistency, and sizing — free, no signup, self-testing math.
What is FundedDeck?
Today: a free simulator and calculators for trailing drawdown, consistency, and position sizing. In development: an exit-only NinjaTrader 8 add-on that watches your funded accounts live and can flatten you before the firm's liquidation does. The waitlist is on the demo.
Is the FundedDeck guardian allowed by prop firms?
It's exit-only — it can flatten positions and cancel orders, never open anything — it's manually armed, and it runs locally on your machine. That puts it in the same category as the semi-automated position management widely used with copiers. Always confirm against your firm's current rules; FundedDeck is not affiliated with any prop firm.
Can FundedDeck guarantee my account won't blow?
No. It's math plus automation with an honest failure surface: disconnects, gaps through the buffer, and anything else the market invents. A seatbelt, not a guarantee. And don't take our word for the math either — every page runs a console self-test, so open dev tools and recompute everything yourself.